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Studying in Germany: The Complete Expat Guide
Moving to Germany

Studying in Germany: The Complete Expat Guide

Oliver Frankfurth
Oliver Frankfurth
March 2026
5 min

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Quick Summary

Germany is the third most popular destination for international students in the world, trailing only the US and the UK. The appeal is obvious: world-class universities, a booming economy desperately looking for graduates, and most importantly—zero tuition fees. However, the application process is rigid, and the requirement to prove you have over €11,000 in a "Blocked Account" before you even get a visa stops many applicants in their tracks.

1. Are German Universities really free?

Yes. In 2014, all 16 German states abolished tuition fees for undergraduate students at all public universities. This applies to both domestic German students and international students from anywhere in the world.

However, "free" does not mean you pay absolutely nothing. Every student must pay a Semesterbeitrag (Semester Fee).

  • Cost: Usually between €150 and €350 per semester (every 6 months).
  • What it covers: It is not a tuition fee. It pays for the student union, the university sports facilities, and crucially, the Semesterticket—a pass that gives you free public transportation in your city or even the entire state for 6 months.

The Baden-Württemberg Exception

Starting in 2017, the state of Baden-Württemberg reintroduced tuition fees specifically for non-EU international students. If you want to study in cities like Heidelberg, Stuttgart, or Freiburg, you must pay €1,500 per semester. Private universities across all of Germany also charge high tuition fees (often €10,000+ per year).


2. Can I study in English?

Yes, but it depends heavily on the degree level.

  • Bachelor's Degrees: The vast majority (over 90%) of undergraduate programs at public universities are taught entirely in German. You will need a recognized certificate proving high-level German proficiency (usually TestDaF Level 4 or Goethe C1) just to apply.
  • Master's Degrees: This is where Germany excels. There are over 1,500 Master's programs across the country taught 100% in English, particularly in Engineering, Computer Science, and Business. For these, you only need to prove English proficiency (e.g., TOEFL or IELTS).

3. The Admission Process (Uni-Assist)

You cannot simply apply with your high school diploma from your home country. Germany has very strict rules about what qualifies as a "University Entrance Qualification" (Hochschulzugangsberechtigung or HZB).

To check if your foreign high school diploma is equivalent to the German Abitur, you must use the official government database called Anabin.

If your diploma is not recognized as equivalent, you cannot start a Bachelor's degree immediately. You must first attend a Studienkolleg (a 1-year preparatory college) in Germany and pass the final exam (Feststellungsprüfung).

1. Uni-Assist

critical

Most German universities do not process international applications themselves. You must upload all your translated and notarized documents to a central portal called Uni-Assist. They verify your foreign grades, convert them to the German grading system, and forward them to the universities.

2. The Blocked Account (Sperrkonto)

critical

Before you can apply for a student visa, you must prove you can support yourself financially. Non-EU students must deposit exactly €11,208 (as of 2024) into a special Blocked Account. You are only allowed to withdraw 1/12th of this amount each month to live on.

3. Health Insurance

required

You cannot enroll at a university without proof of health insurance. Students under 30 are eligible for heavily discounted public health insurance (approx. €120/month with TK or AOK).


4. Working while Studying

International students from outside the EU are legally allowed to work alongside their studies to earn extra money, but there are strict legal limits.

You are allowed to work exactly 140 full days or 280 half days per year.

  • Working Student (Werkstudent): This is the best option. You work up to 20 hours a week in a company related to your field of study. You pay no unemployment or health insurance taxes on this income.
  • Minijob: You earn a maximum of €538 per month. This is completely tax-free.

Frequently Asked Questions (FAQ)

Oliver Frankfurth

About Oliver

Founder of expats.de, former cooperative bank advisor (Bankfachwirt IHK) with 12 years of banking experience, and a §34d licensed insurance broker. Since 2014, Oliver has helped over 10,000 expats navigate the German financial system. Read Oliver's full story →

11 Years Market Leadership34d Licensed

Educational Notice & General Advice

This content is educational and reflects analysis based on our 11 years of market experience, our 200,000+ community insights, and current regulatory knowledge.

As a 34d-licensed insurance broker and experienced financial advisor, I provide this guidance in good faith. However, for personalized advice especially regarding insurance, mortgages, or tax-specific decisions—please consult with a qualified financial advisor or tax professional in your specific situation. Past expat experiences and historical market data do not guarantee identical results for your unique circumstances.