Who is eligible for a pension refund?

You are eligible if you are a non-EU citizen, have worked in Germany for less than 5 years, and have been living outside the EU/EEA for at least 24 months.

Will I get the employer share too?

No. Only the employee share (approx. 9.3% of your gross) is refundable. The employer share remains in the German social system.

How long does the payout take?

Once the application is submitted (after the 24-month waiting period), the authorities typically take **3 to 4 months** to process the payout.

What if I return to Germany later?

If you return to Germany after receiving a refund, you simply start fresh. Your previous contributions will no longer count toward your German pension history.

Get German Pension Refund | Professional Claim Handling

Quick Summary

If you are a non-EU citizen who has worked in Germany and moved back home, you might be eligible for a significant payout. Most expats are unaware that they can claim back the entire employee share (9.3%) of their pension contributions. On average, our clients receive a refund of €5,017, with some claims exceeding €45,000.

Non-EU Citizens

Exclusively for expats who have left the EU/EEA area permanently.

Full AN-Share

Get 100% of your personal contributions back (approx. 9.3% of gross).

Success-Based Fee

We only charge 9.9% (incl. VAT) after you receive your money.

How much can you claim back?

Use our simplified calculator to estimate your potential refund based on current 2024/2025 contribution rates.

Pension Refund Calculator

Estimate your potential claim

Avg. Monthly Gross Salary€5,000

€1,000BBG Cap: €7,550€10,000

Years Worked in Germany3 Years

1 YearMax: 5 Years

Only the **employee share (9.3%)** is refundable. The employer share stays in the German system. Refunds are only possible for non-EU citizens who leave the EU.

Estimated Refund

€0

Verified for 2024/2025 rates

Based on statutory AN-share

Capped at contribution ceiling

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Why use our Professional Refund Service?

The German Pension Office (Deutsche Rentenversicherung) requires specific documentation and a formal application process. Mistakes can lead to permanent rejection. We handle the entire legal process via our partner portal Fundsback.org.

Eligibility Check

€0incl. VAT

Free initial analysis of your case by legal experts.

Document Review
Eligibility Confirmation
Calculation Check

Check for Free

Success-based

Full Claim Handling

9.9%incl. VAT

Complete legal representation and application management.

All Communication with DRV
Translation Services
Document Procurement
No Payout, No Fee

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The 3 Steps to Your Money

1. Free Eligibility Check

Submit your basic work history via our secure portal to verify your claim.

2. Professional Submission

Our specialized lawyers prepare and submit your application to the authorities.

3. Direct Payout

The German government transfers your refund directly to your foreign bank account.

The 60-Month & 24-Month Rules

Eligibility: You must have paid into the system for less than 60 months (5 years).
Waiting Period: You can only apply 24 months after your final departure from the EU.

Claim Your German Pension Contribution Refund